海角直播

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The 海角直播 complies with the Code of Conduct adopted by the Florida Board of Governors December 2007.

The Board of Governors of the State 海角直播 System recognizes that ensuring the integrity of the student financial aid process is critical to providing fair and affordable access to higher education in Florida. Therefore, the Board has formalized the following guiding principles that shall be effective immediately and must be adopted by each 海角直播鈥檚 Board of Trustees as soon as practicable. These guidelines are designed to avoid any potential for a conflict of interest between the 海角直播, its students or their parents in the student financial aid process.

Accordingly, each 海角直播 shall take all reasonable steps to adhere to the following principles in the 海角直播鈥檚 financial aid operations:

  1. 海角直播 employees should receive no personal benefit.

    No officer, trustee or employee of the 海角直播 shall accept anything of more than nominal value on his or her behalf or on behalf of another person or entity from any Lending Institution1. For example, cash, stocks, gifts, entertainment, expense-paid trips, etc. should never be accepted from a Lending Institution. Likewise, an individual should never receive payment or reimbursement from a Lending Institution for lodging, meals or travel to conferences or training seminars. However, an officer, trustee or employee of the 海角直播 may: (a) conduct non-海角直播 business with any Lending Institution and, subject to state law, receive value in connection with such non-海角直播 business, so long as such value is not intended to influence the officer, trustee or employee in conducting 海角直播 business; (b) conduct 海角直播 business and, subject to state law, receive value on behalf of the 海角直播 that is unrelated to the student loan activities of the Lending Institution; (c) attend conferences and meetings of tax-exempt organizations that are funded or sponsored by more than one entity and, subject to state law, receive materials, refreshments, and other things of like value provided at such professional conferences and meetings; and, (d) hold membership in, serve on the board of or participate in the activities of any tax-exempt organization and, subject to state law, receive travel reimbursements and other things of like value from the tax-exempt organization for such activities.

  2. 海角直播 employees should not serve on lender advisory boards for remuneration.

    No officer, trustee or employee of the 海角直播 who makes financial aid decisions for the 海角直播 or who is employed in, supervises or otherwise has responsibility or authority over the 海角直播鈥檚 financial aid office shall receive any remuneration for serving as a member or participant of an student loan advisory board of a Lending Institution or any reimbursement of expenses for such service. Any officer, trustee or employee of the 海角直播 who serves as a member or participant of a Lending Institution board shall recuse himself or herself from any board discussions regarding the 海角直播鈥檚 financial aid operations.

  3. The 海角直播 should not provide any advantage to a Lending Institution.

    The 海角直播 shall not accept anything of value from any Lending Institution in exchange for any advantage or consideration provided to the Lending Institution related to its student loan activities, including but not limited to revenue-sharing, printing costs or below-cost computer hardware or software. Likewise, the 海角直播 shall not allow any Lending Institution to: (a) staff the 海角直播鈥檚 financial aid office at any time; or (b) communicate with the 海角直播鈥檚 students or their parents in such a manner as to create the impression that the Lending Institution is an employee or agent of the 海角直播 in connection with the 海角直播鈥檚 student financial aid operations, including through the use of mascots, logos, etc. Finally, the 海角直播 shall not enter into any agreement with a Lending Institution to provide alternative (i.e., non-federal or 鈥渙pportunity鈥) student loan programs if the provision of such alternative loan programs prejudices other students or parents.

  4. The 海角直播 should make appropriate use of any Preferred Lender Lists.

    If the 海角直播 decides to promulgate a list or lists of preferred or recommended lenders for student loans or similar ranking or designation (鈥淧referred Lender List鈥), the selection of Lending Institutions on the Preferred Lender List shall be based on the best interests of the 海角直播鈥檚 students and their parents without regard to the financial interests of the 海角直播. In addition, any Preferred Lender List shall clearly explain:

    • Students and their parents are free to select the Lending Institution of their choice and will suffer no penalty imposed by the 海角直播 from using a Lending Institution that is not a 鈥減referred lender鈥;
    • Students and their parents are not required to use any of the 鈥減referred lenders鈥;
    • The 海角直播 will promptly certify any loan from any Lending Institution selected by a borrower, in accordance with U.S. Department of Education regulations;
    • The process the 海角直播 utilized to select 鈥減referred lenders,鈥 including but not limited to the criteria used and the relative importance of such criteria;
    • Where to find information on the competitive interest rates, terms, and conditions of federal loans;
    • Where to find information on other Lending Institutions for student loans;
    • Where to find information on the interest rate, loan servicing or other benefits offered by 鈥減referred lenders鈥; and,
    • Where to find information on any agreements by 鈥減referred lenders鈥 to sell their loans to other Lending Institutions.

Each 海角直播 shall review any Preferred Lender List on an annual basis to determine that the information appearing on the list is accurate and that any website links are still viable.

* 1 Lending Institution is any entity (other than an institution of higher education or a governmental entity such as the U.S. or Florida Department of Education) involved in the making, holding, consolidating or processing of any student loans.
* 2 The 海角直播 may accept any assistance that is authorized by 34 C.F.R. 682.200(b)(5)(i) (definition of 鈥淟ender鈥).
* 3 The 海角直播 may offer loans to its international students, at fair market rates, when such students would otherwise be unable to secure a domestic loan.
* 4 The 海角直播 also shall not place a Lending Institution on a Preferred Lender List for a particular type of student loan in exchange for benefits provided to the 海角直播, its students or their parents in connection with a different type of student loan.